We work with and compare high street banks, challenger banks and alternative lenders
How we can help
We offer a wide range of different business loan services. We’ll find the right fit for your needs. Take a look at our services below
Working Capital Finance
Short-term funding to help manage cash flow and keep your business moving day to day.
Trade Finance
Funding to help manage import, export, and supplier payments across domestic and international trade cycles.
Invoice Finance
Unlock cash tied up in unpaid invoices to improve cash flow and support day-to-day operations.
Merchant Cash Advance
Flexible funding repaid as a percentage of card takings, ideal for businesses with consistent card sales.
Secured Loans
Borrow larger amounts against business or personal assets, typically with longer repayment terms.
About us
We’re Kat & Dale, a husband and wife team behind 1Finance.
With over 10 years’ experience helping SMEs secure the right finance for their business, we understand the realities and pressures of running a company day to day. We’ve seen what works, what doesn’t, and how important it is to access the right finance at the time your business needs it.
1Finance was built from that experience to provide clear, informed access to finance solutions that actually fit the business, not just the application.
How does 1Finance work?
We have three quick and easy steps to apply for a loan. No hassel and stress free. Our dedicated account managers will guide you through the process and be there for the duration of your application.
The Eligibility Check
By completing our quick and easy application form, we check your eligibility against a full panel of lenders and products. An account manager will get in touch with you to discuss the next steps.
The Comparison
We present you with a comparison of what your business is eligible to apply for. Your dedicated account manager discusses these options with you and depending on your needs, we apply for the best products you qualify for.
Offers
Receive offers from reputable lenders. After accepting your finance offer, your account manager will guide you through the process to receive your funds. They will liaise with the lender directly, ensuring the final steps are seamless and quickly completed.
1Finance, and your account manager will provide you with an aftercare service once your loan has completed. Your dedicated account manager will stay in touch with you to help with any queries you may have for the duration of your business loan and to keep you updated with relevant news and other products you may become eligible for.
Rated and Recommended
Highly Recommend
Kat is fantastic and took her time to go through all the options available to me. She found me the right finance to fit my needs.
Excellent Service
Kat was very approachable and easy to talk to. Keeping me informed of progress at every step.
5* Service
I recommended Kat to anyone. She got my approved for finance really quickly and even got me 2 offers.
Great Experience from Start to Finish
Great Experience from Start to Finish Professional Experience from Start to Finish! Thank You for all your help.
Efficient proposing
The proposals we receive have all information needed to process and if I have any queries Kat is happy and efficient in her responses. A lenders and customers dream as the above helps the process to pay out much quicker.
Outstanding Experience
I’ve had an outstanding experience with 1 Finance, and I want to give a special mention to Kat, who has been absolutely amazing throughout the entire process. Her communication was clear, professional, and incredibly supportive from start to finish. She was always quick to respond, explained everything in a way that was easy to understand, and genuinely went above and beyond to help.
So helpful
Kat was so helpful and dealt with my inquiry quickly. She spoke to me about the options available and secured me a business loan with a reputable lender, which helped me grow my teaching agency. Would highly recommend!
Tailored Approach
In my experience working in collaboration with the team at 1Finance the service offered demonstrates that the customer is always at the centre of everything they do and what they provide. Kat and her team are diligent in trying to get the best outcomes for their customers by ensuring the use of a bespoke approach to meet their needs and them with right lender
Extremely helpful
Kat was extremely helpful. 2nd time she has helped me secure finance, everything was smooth and easy with great communication throughout.
Amazing service
Amazing service, fast approach on finding me finance and really friendly ! Highly recommend!FAQ
We understanding when taking a loan or financial help, this comes with questions. Below we aim to help with some of our most commonly asked questions. If you still need guidance or wish to speak to a member of the team, please get in touch with us via the application form or via telephone.
We know all about business finance, so why not leave it to the experts? Comparing the pros and cons of multiple lenders can be a lengthy process and time consuming. We take the time to understand your business and requirements by comparing our full panel of lenders to ensure you receive the best offers to suit your business. This leaves you with more time doing what you are best at, running your business.
There are several types of loans you may be eligible for and it’s our job to compare all products for you. Head over to our Services Page to decide what would be best suited for your needs.
Absolutely not. We have a number of lenders who are able to lend, if you or your business does not own any property.
Definitely! Although, being a sole trader does limit your options, we work with the best alternative lenders who can support a sole trader application.
Simply click here to apply for a business loan. One of our finance experts will give you a call to discuss your requirements and inform you of the best products for your business. If speaking on the phone is not convenient at the moment, please fill out our application form now and we will let you know your options.
Apply today
Applying for finance for your business can feel complicated and time consuming. 1Finance uses excellent market knowledge teamed with our in-house matching platform to make things easy for you. We believe that communication is key, that’s why we provide you with your own dedicated account manager who will guide you through the entire application process.
Simply complete our quick and easy application form and an account manager will phone you to discuss your options.
